Tax line · Hourly to annual

£10 an hour is how much a year?

£10 an hour is £19,500 a year on a 37.5-hour week, or £1,625 a month before tax.

37.5 hours a week, 52 paid weeks. 2026/27 tax rates, last checked 29 October 2026.

£10 an hour, full time£19,500a year, or £17,560 after tax

Check your own figures ↓

Per year
£19,500
Per month
£1,625.00
Per week
£375.00
Per day (7.5 hours)
£75.00

£10 an hour after tax

ItemPer yearPer monthPer week
Gross pay£19,500£1,625.00£375.00
Income tax−£1,386−£115.50−£26.65
National Insurance−£554−£46.20−£10.66
Take-home pay£17,560£1,463.30£337.68

That is about £9.00 an hour after tax. In Scotland take-home pay is £17,599 a year.

£10 an hour on other hours

Hours a weekPer yearPer monthTake-home per month
16 hours£8,320£693£693
20 hours£10,400£867£867
25 hours£13,000£1,083£1,073
30 hours£15,600£1,300£1,229
35 hours£18,200£1,517£1,385
37.5 hours£19,500£1,625£1,463
40 hours£20,800£1,733£1,541
45 hours£23,400£1,950£1,697

Key points at £10 an hour

  • It is below the £12.71 National Living Wage for workers aged 21 and over. The minimum is £10.85 for 18 to 20 year olds and £8.00 for under-18s and apprentices.
  • The yearly figure is £10 × 37.5 hours × 52 weeks. Most full-time jobs include 28 days of paid holiday, so you are paid for all 52 weeks.
  • The nearest whole salary is £20,000 after tax, with a Scotland comparison and student loan figures.

Check your own figures

The take-home pay calculator is set to £19,500, the full-time salary at £10 an hour. Add a pension or change the region.

Where do you pay tax?
Your take-home pay£0a month
    Take-home pay breakdown
    ItemPer yearPer monthPer week

    How we worked this out

      2026/27 rates, last checked 29 October 2026. Tax code 1257L, NI category A, no student loan.

      Hourly rates near £10

      Hourly ratePer yearTake-home per year
      £8.50 an hour£16,575£15,454
      £9 an hour£17,550£16,156
      £9.50 an hour£18,525£16,858
      £10£19,500£17,560
      £10.25 an hour£19,988£17,911
      £10.50 an hour£20,475£18,262
      £10.75 an hour£20,963£18,613

      All hourly rates

      Assumptions

      Paid for 52 weeks a year, tax code 1257L, National Insurance category A, no pension, student loan or overtime. Take-home figures use the 2026/27 rates for England, Wales and Northern Ireland unless stated.

      Frequently asked questions

      £10 an hour is how much a year?

      £19,500 a year on a 37.5-hour week, or £20,800 a year on 40 hours. That is £1,625 a month before tax.

      What is £10 an hour after tax?

      About £17,560 a year, or £1,463 a month, after income tax and National Insurance in 2026/27, working 37.5 hours a week in England, Wales or Northern Ireland.

      Is £10 an hour above the minimum wage?

      Not for workers aged 21 or over: the National Living Wage is £12.71 an hour from 1 April 2026. It can be legal for younger workers and apprentices, whose minimum is £10.85 (18 to 20) or £8.00 (under 18 and apprentices).