£12 an hour is how much a year?
£12 an hour is £23,400 a year on a 37.5-hour week, or £1,950 a month before tax.
- Per year
- £23,400
- Per month
- £1,950.00
- Per week
- £450.00
- Per day (7.5 hours)
- £90.00
£12 an hour after tax
| Item | Per year | Per month | Per week |
|---|---|---|---|
| Gross pay | £23,400 | £1,950.00 | £450.00 |
| Income tax | −£2,166 | −£180.50 | −£41.65 |
| National Insurance | −£866 | −£72.20 | −£16.66 |
| Take-home pay | £20,368 | £1,697.30 | £391.68 |
That is about £10.44 an hour after tax. In Scotland take-home pay is £20,407 a year.
£12 an hour on other hours
| Hours a week | Per year | Per month | Take-home per month |
|---|---|---|---|
| 16 hours | £9,984 | £832 | £832 |
| 20 hours | £12,480 | £1,040 | £1,040 |
| 25 hours | £15,600 | £1,300 | £1,229 |
| 30 hours | £18,720 | £1,560 | £1,417 |
| 35 hours | £21,840 | £1,820 | £1,604 |
| 37.5 hours | £23,400 | £1,950 | £1,697 |
| 40 hours | £24,960 | £2,080 | £1,791 |
| 45 hours | £28,080 | £2,340 | £1,978 |
Key points at £12 an hour
- It is below the £12.71 National Living Wage for workers aged 21 and over. The minimum is £10.85 for 18 to 20 year olds and £8.00 for under-18s and apprentices.
- The yearly figure is £12 × 37.5 hours × 52 weeks. Most full-time jobs include 28 days of paid holiday, so you are paid for all 52 weeks.
- The nearest whole salary is £23,000 after tax, with a Scotland comparison and student loan figures.
Check your own figures
The take-home pay calculator is set to £23,400, the full-time salary at £12 an hour. Add a pension or change the region.
| Item | Per year | Per month | Per week |
|---|
How we worked this out
2026/27 rates, last checked 29 October 2026. Tax code 1257L, NI category A, no student loan.
Hourly rates near £12
| Hourly rate | Per year | Take-home per year |
|---|---|---|
| £11.25 an hour | £21,938 | £19,315 |
| £11.50 an hour | £22,425 | £19,666 |
| £11.75 an hour | £22,913 | £20,017 |
| £12 | £23,400 | £20,368 |
| £12.25 an hour | £23,888 | £20,719 |
| £12.50 an hour | £24,375 | £21,070 |
| £12.71 an hour | £24,785 | £21,364 |
Assumptions
Paid for 52 weeks a year, tax code 1257L, National Insurance category A, no pension, student loan or overtime. Take-home figures use the 2026/27 rates for England, Wales and Northern Ireland unless stated.
Frequently asked questions
£12 an hour is how much a year?
£23,400 a year on a 37.5-hour week, or £24,960 a year on 40 hours. That is £1,950 a month before tax.
What is £12 an hour after tax?
About £20,368 a year, or £1,697 a month, after income tax and National Insurance in 2026/27, working 37.5 hours a week in England, Wales or Northern Ireland.
Is £12 an hour above the minimum wage?
Not for workers aged 21 or over: the National Living Wage is £12.71 an hour from 1 April 2026. It can be legal for younger workers and apprentices, whose minimum is £10.85 (18 to 20) or £8.00 (under 18 and apprentices).