£20 an hour is how much a year?
£20 an hour is £39,000 a year on a 37.5-hour week, or £3,250 a month before tax.
- Per year
- £39,000
- Per month
- £3,250.00
- Per week
- £750.00
- Per day (7.5 hours)
- £150.00
£20 an hour after tax
| Item | Per year | Per month | Per week |
|---|---|---|---|
| Gross pay | £39,000 | £3,250.00 | £750.00 |
| Income tax | −£5,286 | −£440.50 | −£101.65 |
| National Insurance | −£2,114 | −£176.20 | −£40.66 |
| Take-home pay | £31,600 | £2,633.30 | £607.68 |
That is about £16.20 an hour after tax. In Scotland take-home pay is £31,545 a year.
£20 an hour on other hours
| Hours a week | Per year | Per month | Take-home per month |
|---|---|---|---|
| 16 hours | £16,640 | £1,387 | £1,292 |
| 20 hours | £20,800 | £1,733 | £1,541 |
| 25 hours | £26,000 | £2,167 | £1,853 |
| 30 hours | £31,200 | £2,600 | £2,165 |
| 35 hours | £36,400 | £3,033 | £2,477 |
| 37.5 hours | £39,000 | £3,250 | £2,633 |
| 40 hours | £41,600 | £3,467 | £2,789 |
| 45 hours | £46,800 | £3,900 | £3,101 |
Key points at £20 an hour
- That is £7.29 an hour above the £12.71 National Living Wage, worth £14,216 a year full time.
- The yearly figure is £20 × 37.5 hours × 52 weeks. Most full-time jobs include 28 days of paid holiday, so you are paid for all 52 weeks.
- The nearest whole salary is £39,000 after tax, with a Scotland comparison and student loan figures.
Check your own figures
The take-home pay calculator is set to £39,000, the full-time salary at £20 an hour. Add a pension or change the region.
| Item | Per year | Per month | Per week |
|---|
How we worked this out
2026/27 rates, last checked 29 October 2026. Tax code 1257L, NI category A, no student loan.
Hourly rates near £20
| Hourly rate | Per year | Take-home per year |
|---|---|---|
| £19.25 an hour | £37,538 | £30,547 |
| £19.50 an hour | £38,025 | £30,898 |
| £19.75 an hour | £38,513 | £31,249 |
| £20 | £39,000 | £31,600 |
| £20.50 an hour | £39,975 | £32,302 |
| £21 an hour | £40,950 | £33,004 |
| £21.50 an hour | £41,925 | £33,706 |
Assumptions
Paid for 52 weeks a year, tax code 1257L, National Insurance category A, no pension, student loan or overtime. Take-home figures use the 2026/27 rates for England, Wales and Northern Ireland unless stated.
Frequently asked questions
£20 an hour is how much a year?
£39,000 a year on a 37.5-hour week, or £41,600 a year on 40 hours. That is £3,250 a month before tax.
What is £20 an hour after tax?
About £31,600 a year, or £2,633 a month, after income tax and National Insurance in 2026/27, working 37.5 hours a week in England, Wales or Northern Ireland.
Is £20 an hour above the minimum wage?
Yes. It is £7.29 an hour above the £12.71 National Living Wage for workers aged 21 and over.